TERMS OF USE The following "Terms of Use" governs the terms and conditions that apply to all visitors or users ("You") of Solutions, Inc. Web site ("Site"). By accessing or using this web site now or in the future, you acknowledge acceptance of and agree to abide and be bound by the terms and conditions set forth below. Solutions, Inc. shall have the right to seek all remedies available to it at law and in equity in the event You violate any of these terms and conditions.

Solutions, Inc. reserves the right to change the Terms of Use from time to time in its sole discretion by posting the amended Terms of Use on this Site, which terms shall be effective immediately upon posting. The Terms of Use may not otherwise be amended except in a writing signed by You and Solutions, Inc. The most current and the governing Terms of Use are and shall be available at the following website location: http://www.gmdsolutions.com/legal.htm .

LIMITED LICENSE The materials, information, illustrations, and general content on this Site ("Content") are protected by copyright, trademark and other intellectual property laws. You may not modify, distribute, publish, transmit or create derivative works of the Content for any public or commercial purpose. Except as expressly permitted herein, no portion of the Content may be reproduced in any form or by any means by You without the prior express written permission of an authorized Solutions, Inc. representative. Solutions, Inc. hereby authorizes You to view, download, print and copy content available on this Site subject to the following conditions:

·          You may use the Content solely for legal, personal, non-commercial, internal, informational purposes;

·          You may not distribute the Content to third parties;

·          You may not modify or alter the Content in any way;

·          All copyright and other proprietary notices contained in or pertaining to the Content must be retained on every reproduction of the Content and may not be removed or obstructed in any manner; and

·          Solutions, Inc. reserves the right, in its sole discretion, to revoke your authorization to view, download, print or copy the Content at any time, and any such use shall be discontinued immediately and you shall destroy all reproductions upon receipt of written notice of revocation from Solutions, Inc.

·          Except as expressly specified above, nothing contained herein shall be construed as conferring on You, or anyone else, by implication, or otherwise, any title, license or other rights to the Content. Any work or works that you create based in whole or in part on the Content, whether deemed derivative or otherwise, shall be the sole property of Solutions, Inc.

The rights set forth above to view, download, print and copy the Content are not applicable to the design or layout of this Site, which is protected by trade dress and other laws and which may not be copied in whole or in part.

TRADEMARKS The trademarks, service marks and logos ("Marks") displayed on this Site are the property of Solutions, Inc. or other third parties. You are not permitted to display or use the Marks in any manner whatsoever without the prior written consent of Solutions, Inc. or such third party which may own or have other rights to the Marks. Proper usage guidelines for the Marks may be linked to from time to time on the Solutions, Inc. home page. If usage guidelines are available, you must strictly adhere to them.

LEGAL COMPLIANCE Access to and use of this Site is governed by all applicable federal, state and local laws. The information available on the Site is subject to U.S. export control laws and may also be subject to the laws of the country where you reside or from which you access the Site. While accessing and using this Site, You agree to comply with all laws governing online conduct, including, but not limited to, all applicable laws regarding the transmission and receipt of technical data to and from the United States and the country in which you reside or the country from which you access the Site.

DISCLAIMER AND LIMITATION OF LIABILITY Although Solutions, Inc. attempts to provide accurate information on this Site, Solutions, Inc. assumes no responsibility for the accuracy of the information. This Site could include technical or other mistakes, inaccuracies or typographical errors. Solutions, Inc. may make changes to the materials and services included in the Content, including the prices and descriptions of any products or services listed herein, at any time without notice, and none of the information on this Site regarding Solutions, Inc.'s products and services shall be binding on Solutions, Inc... Reference to or mention of any non-Solutions, Inc. products or services is for information purposes only and does not constitute either an endorsement or a recommendation of such products or services or their source.

ALL INFORMATION ON THIS SITE IS PROVIDED "AS IS" WITH ALL FAULTS. SOLUTIONS, INC. AND ITS SUPPLIERS DISCLAIM ALL WARRANTIES AND CONDITIONS, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT OR IMPLIED WARRANTIES ARISING FROM A COURSE OF DEALING, USAGE OR TRADE PRACTICE.

SOLUTIONS, INC. AND ITS SUPPLIERS SHALL NOT BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT, OR CONSEQUENTIAL DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF BUSINESS INFORMATION, OR ANY OTHER PECUNIARY LOSS) ARISING OUT OF THE USE OF OR INABILITY TO USE THIS SITE OR ANY SOLUTIONS, INC. PRODUCT, OR DAMAGES RESULTING FROM THE USE OF OR RELIANCE ON THE CONTENT ON THIS SITE, EVEN IF SOLUTIONS, INC. OR ITS SUPPLIERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

SOLUTIONS, INC. ASSUMES NO RESPONSIBILITY FOR ERRORS OR OMISSIONS IN THE INFORMATION, DOCUMENTS, SOFTWARE, MATERIALS AND/OR SERVICES THAT ARE REFERENCED BY OR LINKED TO THIS SITE. REFERENCES TO OTHER ENTITIES, THEIR SERVICES AND PRODUCTS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. THE USE OF THIS SITE OR THE DOWNLOADING OR OTHER ACQUISITION OF ANY MATERIALS THROUGH THIS SITE IS DONE AT YOUR OWN DISCRETION AND RISK AND WITH YOUR AGREEMENT THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM SUCH ACTIVITIES. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM SOLUTIONS, INC. OR THROUGH OR FROM THIS SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TERMS OF USE.

This Site may contain links to third-party Web sites that are not under Solutions, Inc.'s control. Solutions, Inc. makes no representations whatsoever about any other Web site You may access through this Site, and you do so at your own risk and Solutions, Inc. is not responsible for the accuracy or reliability of any information, data, opinions, advice, or statements made on any other site or for the quality of any products or services available on or through such sites.

This Site may be accessed from countries other than the United States and may contain reference to Solutions, Inc. products, services and programs that may not be available in those countries. These references do not imply that Solutions, Inc. intends to introduce or provide such products, services or programs to the citizens or inhabitants of other countries.

PRIVACY For information regarding Solutions, Inc.'s Privacy Policy and how Solutions, Inc. handles personal information, including the use of cookies, please visit Solutions, Inc.'s Privacy Policy Statement at http://www.gmdsolutions.com/privacy.htm .

INDEMNITY You agree to indemnify, defend and hold Solutions, Inc. and its subsidiaries, affiliates, officers, agents, co-branders and other partners and employees harmless from any claim or demand made by any third party due to or arising out of Your use of the Site, Your connection to the Site, Your violation of the Terms of Use, or Your violation of any rights of another person or entity.

GOVERNING LAW AND JURISDICTION Any claim arising under or relating to Your use of or access to this Site will be governed by the internal substantive laws of the State of Iowa or federal court located in Iowa, without regard to principles of conflict of laws. You agree to jurisdiction and venue in the courts located in Spencer, Iowa for all disputes and litigation arising under or relating to Your use of or access to this Site.

GENERAL All rights and remedies, whether conferred hereunder or by any other instrument or law, will be cumulative and may be exercised singularly or concurrently. The terms and conditions stated herein are declared to be severable. If any provision or provisions of these Terms of Use will be held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions will not in any way be affected or impaired thereby. These Terms of Use constitute the entire agreement between You and Solutions, Inc. with respect to the subject matter hereof. Neither You nor Solutions, Inc. shall be bound by any conditions, definitions, warranties, understandings, or representations with respect to the subject matter hereof other than as expressly provided herein. The section headings contained in the Terms of Use are for reference purposes only and shall not affect in any way the meaning or interpretation of the Terms of Use. No oral explanation or oral information by either party hereto shall alter the meaning or interpretation of the Terms of Use. No modification or amendment to this Agreement, nor any waiver of any rights, will be effective unless assented to in writing by both Solutions, Inc. and You, and the waiver of any breach or default will not constitute a waiver of any other right hereunder or any subsequent breach or default.